Someone Called Saying an Old Credit Card Had $70k on It. Here's What I Did.

Sometimes, credit card holders are owed money rather than the opposite scenario of accruing debt. If you return a purchase and subsequently find yourself with a credit, you can request a check from the issuer. Funds typically won't remain in limbo for long, as they should be sent automatically within six months. An interesting case was shared on Reddit, highlighting skepticism regarding a $70,000 credit claim that warranted caution and investigation for legitimacy.

Credit card issuers are obligated to send you your credit if you don't take action, typically after six months. Be cautious of unexpected claims.

A Reddit user’s claim of a $70,000 credit raises red flags, indicating that while you can be owed money, such large sums should be verified.

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