A Reddit user shared her journey of overcoming addiction and repairing her credit score, which had plummeted to 417. Following her father's death from addiction, she fell into a similar lifestyle, resulting in deep debt and multiple collections. Realizing she needed change, she aggressively repaid $20,000 of her debts, which helped her increase her credit score to 555. Despite her progress, she is unsure of the next steps in improving her credit and is seeking advice on manageable financial options moving forward.
A Reddit user overcame addiction and improved her credit score from 417 to 555 by repaying $20,000, removing most collections, and seeking financial guidance.
The user's story illustrates the challenges of falling into debt due to addiction, but also highlights resilience and the proactive steps she took to rebuild her credit.
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