The decline in mortgage rates has sparked optimism among mortgage professionals, even though the industry still faces challenges. "As you talk to more people across all aspects of our business...everybody is eagerly excited for what's coming," said Todd Sheinin.
With the average 30-year conforming mortgage rate now at 6.66%, there are small pockets of refinance opportunities. "It's just easier to do refinances right now, and easier to call up our previous clients...but I haven't seen a huge resurgence in the market of buyers," noted Benjamin Segaloff.
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