I discovered neither my contributions nor my employer's have been going into my 401(k) - what can I do?
Briefly

HR departments are designed to protect the company, not employees; their primary goal is to mitigate risk for the employer rather than serve your interests.
It's crucial to understand your rights regarding your 401(k). The money is legally yours. Just as you protect your bank account, take steps to ensure your retirement funds aren't mishandled.
Read at 24/7 Wall St.
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