"A budget is the foundation of your financial strategy. While everyone's expenses are different, the 50-30-20 Rule can serve as a helpful framework. It suggests allocating 50 percent of your budget to needs, 30 percent to wants and 20 percent to savings and investments."
"It's essential that you have emergency funds set aside just in case. Some analysts say you should have at least three to six months' worth of living expenses set aside with it. Start small with an emergency savings goal of at least $1,000."
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