"I know for a lot of people, they're in debt because of these freak things that are outside of their control. The reason that I'm in debt primarily is from overspending, and I don't try and negate that in any way."
"Linge's experience may be on the extreme end of America's personal finance journeys, but she isn't alone in her interest-rate woes. Consumers are always looking for deals, and it's easy to be swayed by credit-card companies offering glitzy rewards and points."
"But many of these cards come with high rates and hidden fees, and by the time consumers realize just what they signed up for, credit-card companies have raked in the profits."
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