A Reddit user, age 48, is considering retirement with her husband, who has a combined net worth of $8.1 million. Despite their solid financial position, she feels guilty about potentially leaving her son without a substantial inheritance. She has already ensured he graduates college debt-free and has set up a stock account for him. While her husband believes they have given him enough support, she is concerned that his chosen career may not provide a high income, leading her to ponder the balance between personal retirement dreams and parental obligations.
The original poster (OP) and her husband are both 48 years old and have good jobs and simple tastes, resulting in a combined net worth of $8.1 million.
She feels guilty because she thinks she should continue earning to set her son up with more of an inheritance.
Her husband thinks that they have provided enough of a head start for their son, and it's now time for him to take over and earn his own money.
She said he is very hard-working, doing jobs and internships while in school, but she is afraid he won't be well-off.
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