#va-loans

#va-loans

Yes, most VA loans are assumable with approval from the lender and the U.S. Department of Veterans Affairs (VA). This means a qualified buyer can step into the seller's VA-backed loan and continue payments under the same terms. Applies to most loans after March 1, 1988. Older VA loans may have different requirements. Buyer qualifications matter. The buyer must meet the lender's credit, income, and debt-to-income standards.

You can buy a house with a 600 credit score. Lenders consider your income, employment history, and debt-to-income ratio alongside your credit score.

Gen Z veterans are leading borrower activity with a 459% increase in VA refinance loans, proving the VA loan benefit's powerful impact on young buyers.

The latest report from Redfin reveals that the median down payment has increased to 15%, reflecting ongoing changes in the housing market post-COVID.