#va-loans

#va-loans

Data from Modex shows that Gade, who's based in Scottsdale, Arizona, closed roughly $145 million in mortgage volume over the past 12 months. The Victor Alpha Group specializes in serving active-duty service members, veterans and military families. Patton Gade is an eight-year U.S. Army veteran and a top originator of U.S. Department of Veterans Affairs (VA) loans. Shari Gade is the branch's director of military lending growth, lead strategy and operations.

Yes, most VA loans are assumable with approval from the lender and the U.S. Department of Veterans Affairs (VA). This means a qualified buyer can step into the seller's VA-backed loan and continue payments under the same terms. Applies to most loans after March 1, 1988. Older VA loans may have different requirements. Buyer qualifications matter. The buyer must meet the lender's credit, income, and debt-to-income standards.

You can buy a house with a 600 credit score. Lenders consider your income, employment history, and debt-to-income ratio alongside your credit score.

Gen Z veterans are leading borrower activity with a 459% increase in VA refinance loans, proving the VA loan benefit's powerful impact on young buyers.

The latest report from Redfin reveals that the median down payment has increased to 15%, reflecting ongoing changes in the housing market post-COVID.