Want a mortgage for under 3% in 2026? Meet the 'assumable mortgage'
Assumable mortgages allow buyers to take over sellers' low-rate government-backed loans, making homes more affordable despite higher current interest rates.
Are VA Loans Assumable? What It Means for Veterans, Buyers, and Sellers
Most VA loans are assumable with lender and VA approval, letting qualified buyers keep existing loan terms and potentially save when current rates are higher.
