Money Talks: 'Get uncomfortable with it' - How to conquer your new year money resolutions
Review the last three months of bank statements, identify biggest costs and anxiety-causing debts, and set realistic repayment and budgeting goals for the year.
I Tried the "Checkbook Method," and It Changed the Way I Think About Spending
Recording every transaction in a check register provides a tangible, accurate way to track account balances and avoid overspending from pending transactions.
Track cash flow for 90 days, set SMART financial goals, automate savings, and use liquid accounts to build emergency reserves and fund near-term big expenses.