#risk-modeling

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#credit-scores #machine-learning #financial-inclusion #wildfire-policy #zone-0-mandates #state-budget
Artificial intelligence
fromFast Company
2 days ago

How AI is rewriting 70 years of lending rules

Credit scores are outdated and being replaced by AI-driven, institution-specific risk models that extract nuanced, real-time signals from existing data.
California
fromKqed
4 months ago

California Needs a New Approach to Wildfire Planning, Experts Say. Cost Is an Issue | KQED

California vetoed a bill to fast-track strategic wildfire planning because of projected unbudgeted costs, prompting regulators to pursue Zone 0 rules and alternate risk-modeling paths.
Real estate
fromwww.housingwire.com
5 months ago

Tech startup offering AI-driven property level risk modeling

AI-driven, property-level underwriting quantifies how specific resilience measures reduce disaster risk and enables lower, property-specific insurance premiums replacing zip-code-based risk assessments.
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