Ethical Gamification: Designing for User Well-being in the Age of Addictive TechMobile games use psychological strategies to encourage spending, often mirroring gambling techniques.
Retirement saving and spending can be complicated. Here's what psychology saysMany retirees hoard wealth despite needing to enjoy retirement.A significant portion of retirees decrease spending instead of maintaining it post-retirement.
We're in our 70s, have $6 million in savings, and receive Social Security - why can't we let ourselves enjoy it?Many older Americans struggle to enjoy their wealth despite being financially secure.
Are You a Victim of "Spaving"?Spaving leads to impulsive purchases disguised as savings, exploiting present bias and neglecting long-term financial consequences.