ICE says property insurance costs rose at a record rate in 2024Homeowners are increasingly switching insurance providers and taking on higher deductibles to manage rising costs.
Florida homeowners turn to this insurance strategy to save money. Agents say 'be careful.'Homeowners increasingly choose dwelling/fire policies to save on insurance premiums, despite potential risks.
ICE says property insurance costs rose at a record rate in 2024Homeowners are increasingly switching insurance providers and taking on higher deductibles to manage rising costs.
Florida homeowners turn to this insurance strategy to save money. Agents say 'be careful.'Homeowners increasingly choose dwelling/fire policies to save on insurance premiums, despite potential risks.
California's new fire maps won't push up insurance rates, industry saysInsurance companies do not use the new Cal Fire wildfire maps to determine home insurance rates or coverage.
'It's been a lifeline for me' - meet the people making extra, tax-free cash by renting out rooms in their homesRenting out spare bedrooms can generate extra income and address housing shortages.
Some Insurers Pledge to Ease Burden on L.A. Fire Victims, but Others Say NoMany California insurers will pay 75% of contents coverage for wildfire victims without itemizing losses, but major player State Farm declined to comply.
Wildfires put 4 million-plus homes at riskWildfire risk is increasing across the U.S., affecting homes in the Midwest and South.Homeowners face rising insurance costs, with many underinsured as wildfires threaten more properties.
California insurance regulators approve State Farm's request for massive homeowner rate hikeState Farm received provisional approval for significant homeowner rate hikes due to estimated losses from Los Angeles wildfires.
After Colorado Wildfires, Two Families Saw Different Insurance OutcomesInsurance claims following disasters can vary greatly between individuals, affecting recovery and rebuilding efforts.
California's wildfires may also be catastrophic for its insurance marketThe Los Angeles wildfires have drastically affected local insurance markets, with many residents left uninsured and facing significant financial challenges.
California regulators reject for now State Farm's emergency rate hike requestState Farm faces scrutiny over proposed rate hikes after wildfires, and must justify financial need to regulators.
Some Insurers Pledge to Ease Burden on L.A. Fire Victims, but Others Say NoMany California insurers will pay 75% of contents coverage for wildfire victims without itemizing losses, but major player State Farm declined to comply.
Wildfires put 4 million-plus homes at riskWildfire risk is increasing across the U.S., affecting homes in the Midwest and South.Homeowners face rising insurance costs, with many underinsured as wildfires threaten more properties.
California insurance regulators approve State Farm's request for massive homeowner rate hikeState Farm received provisional approval for significant homeowner rate hikes due to estimated losses from Los Angeles wildfires.
After Colorado Wildfires, Two Families Saw Different Insurance OutcomesInsurance claims following disasters can vary greatly between individuals, affecting recovery and rebuilding efforts.
California's wildfires may also be catastrophic for its insurance marketThe Los Angeles wildfires have drastically affected local insurance markets, with many residents left uninsured and facing significant financial challenges.
California regulators reject for now State Farm's emergency rate hike requestState Farm faces scrutiny over proposed rate hikes after wildfires, and must justify financial need to regulators.
6 Hidden Challenges of Powering Your Home With Renewable Energy | HackerNoonTransitioning to renewable energy presents challenges, including high initial costs and weather dependency, despite benefits for the planet and homeowner savings.
Homeowners are getting paid up to $10,500 a year to create 'virtual power plants' to help out stressed gridsHomeowners can leverage renewable energy for grid support and earn payments through virtual power plants, especially during peak demand.
Solar Incentives in 2025: A Perfect Storm of Policy Changes2025 could be crucial for residential solar energy due to impending changes in federal and state incentives.
6 Hidden Challenges of Powering Your Home With Renewable Energy | HackerNoonTransitioning to renewable energy presents challenges, including high initial costs and weather dependency, despite benefits for the planet and homeowner savings.
Homeowners are getting paid up to $10,500 a year to create 'virtual power plants' to help out stressed gridsHomeowners can leverage renewable energy for grid support and earn payments through virtual power plants, especially during peak demand.
Solar Incentives in 2025: A Perfect Storm of Policy Changes2025 could be crucial for residential solar energy due to impending changes in federal and state incentives.
How net metering helps homeowners lower their energy bills over timeSolar panels reduce fossil fuel reliance and electricity costs through net metering, which incentivizes homeowners to adopt clean energy solutions.
Net Metering: How Your Solar Home Becomes Its Own Power PlantSolar panels allow homes to generate, store, and trade energy, promoting independence amidst rising utility rates and shifting incentives.
How net metering helps homeowners lower their energy bills over timeSolar panels reduce fossil fuel reliance and electricity costs through net metering, which incentivizes homeowners to adopt clean energy solutions.
Net Metering: How Your Solar Home Becomes Its Own Power PlantSolar panels allow homes to generate, store, and trade energy, promoting independence amidst rising utility rates and shifting incentives.
LA fires could drastically drive up insurance premiums - and test California's new market rulesCalifornia's insurance crisis is exacerbated by ongoing wildfires, leading to a significant increase in reliance on the FAIR Plan for homeowners.
How will Los Angeles rebuild when fire is 'part of the landscape'?Despite devastating losses from wildfires, many residents in California see rebuilding as an opportunity to innovate and create safer, more sustainable communities.
2 California wildfire victims explain why they wouldn't rebuild againRebuilding homes after the Woolsey fire is a complex, costly, and emotionally taxing process, with many homeowners unprepared for its challenges.
LA fires cast light on climate change insurance crisis DW 01/24/2025Los Angeles wildfires signal a growing insurance crisis linked to climate change, impacting affordability and access for homeowners.
Insurance: Here's what not to do if your California home was damaged, destroyed by wildfireResidents affected by California wildfires are advised to postpone signing anything and assess safety first to avoid potential fraud.
California Wildfires Threaten Insurers Already Teetering From Climate ShocksThe wildfires near Los Angeles could significantly impact California's already strained insurance market.
LA fires could drastically drive up insurance premiums - and test California's new market rulesCalifornia's insurance crisis is exacerbated by ongoing wildfires, leading to a significant increase in reliance on the FAIR Plan for homeowners.
How will Los Angeles rebuild when fire is 'part of the landscape'?Despite devastating losses from wildfires, many residents in California see rebuilding as an opportunity to innovate and create safer, more sustainable communities.
2 California wildfire victims explain why they wouldn't rebuild againRebuilding homes after the Woolsey fire is a complex, costly, and emotionally taxing process, with many homeowners unprepared for its challenges.
LA fires cast light on climate change insurance crisis DW 01/24/2025Los Angeles wildfires signal a growing insurance crisis linked to climate change, impacting affordability and access for homeowners.
Insurance: Here's what not to do if your California home was damaged, destroyed by wildfireResidents affected by California wildfires are advised to postpone signing anything and assess safety first to avoid potential fraud.
California Wildfires Threaten Insurers Already Teetering From Climate ShocksThe wildfires near Los Angeles could significantly impact California's already strained insurance market.
Bay Area homeowners could get coverage denied or canceled for having outdated electrical systemKnob and tube wiring in older homes faces insurance issues, leading to policy cancellations and mortgage approval problems.
Home Equity Agreement (HEA) Explained: A Debt-Free Way to Access Your Home's ValueHome equity agreements (HEAs) offer homeowners access to cash from their home's equity without taking on debt.HEAs come with potential upfront costs and a share of the home's future appreciation is given up.They are ideal for homeowners seeking cash without loans, but home equity loans provide more ownership and flexibility.
Homeowners are paying more for insurance and taxes than their mortgages, study showsHomeowners are increasingly burdened by insurance and property taxes, often paying more than their mortgage.32% of average mortgage payments now go to taxes and insurance, the highest since 2014.
As Valentine's Day approaches, a dating app for homeowners is arrivingNest Friends connects homeowners interested in niche lifestyles for serious relationships.
Bay Area homeowners could get coverage denied or canceled for having outdated electrical systemKnob and tube wiring in older homes faces insurance issues, leading to policy cancellations and mortgage approval problems.
Home Equity Agreement (HEA) Explained: A Debt-Free Way to Access Your Home's ValueHome equity agreements (HEAs) offer homeowners access to cash from their home's equity without taking on debt.HEAs come with potential upfront costs and a share of the home's future appreciation is given up.They are ideal for homeowners seeking cash without loans, but home equity loans provide more ownership and flexibility.
Homeowners are paying more for insurance and taxes than their mortgages, study showsHomeowners are increasingly burdened by insurance and property taxes, often paying more than their mortgage.32% of average mortgage payments now go to taxes and insurance, the highest since 2014.
As Valentine's Day approaches, a dating app for homeowners is arrivingNest Friends connects homeowners interested in niche lifestyles for serious relationships.
Ask the remodeler: Heat pump has become a noisy neighborLow-frequency noises from heat pumps can disturb nearby homes.Vibration-dampening pads may help reduce sound transmission.Sound-deadening insulation can be added to a roof built over the units.
Do Californians need flood insurance? Few homeowners have itCalifornia homeowners largely underestimate flood risk, with only 1.3% covered by insurance.
California's insurance crisis means L.A. wildfire survivors have wildly unequal rebuilding challengesThe aftermath of a wildfire highlights the disparity in home insurance coverage and recovery experiences among residents.
For 20% of California, half the paycheck or more goes to housing20% of California households spend over half their income on housing, the highest rate in the US.
56% of California renters slammed by housing costs vs. 35% of homeownersCalifornia faces a severe housing affordability crisis, with over half of tenants burdened by excessive housing costs.
44% of California renters not satisfied' with their financesCalifornia renters exhibit greater dissatisfaction with their financial situations compared to homeowners, reflecting a significant economic divide.
California insurance official takes heat over proposed reformsCalifornia Insurance Commissioner Ricardo Lara is facing backlash over insurance reforms amid significant rate hikes and market withdrawals by major insurers.
Do Californians need flood insurance? Few homeowners have itCalifornia homeowners largely underestimate flood risk, with only 1.3% covered by insurance.
California's insurance crisis means L.A. wildfire survivors have wildly unequal rebuilding challengesThe aftermath of a wildfire highlights the disparity in home insurance coverage and recovery experiences among residents.
For 20% of California, half the paycheck or more goes to housing20% of California households spend over half their income on housing, the highest rate in the US.
56% of California renters slammed by housing costs vs. 35% of homeownersCalifornia faces a severe housing affordability crisis, with over half of tenants burdened by excessive housing costs.
44% of California renters not satisfied' with their financesCalifornia renters exhibit greater dissatisfaction with their financial situations compared to homeowners, reflecting a significant economic divide.
California insurance official takes heat over proposed reformsCalifornia Insurance Commissioner Ricardo Lara is facing backlash over insurance reforms amid significant rate hikes and market withdrawals by major insurers.
Blow to Government plan as homeowners planning to build garden log cabins may face extra property tax billBuilding log cabins may incur a second property tax for homeowners.Revenue will assess each case individually for tax implications.
City Council passes Wu's tax proposal for third timeBoston City Council's new property tax plan aims to lessen homeowners' tax burden by shifting it to commercial real estate.
After a decline last year, Travis County homeowners should expect a return to rising property taxes - Austin MonitorAustin-area homeowners can expect an average property tax increase of $1,123 this year—an 11% rise, the largest since 2014.
Blow to Government plan as homeowners planning to build garden log cabins may face extra property tax billBuilding log cabins may incur a second property tax for homeowners.Revenue will assess each case individually for tax implications.
City Council passes Wu's tax proposal for third timeBoston City Council's new property tax plan aims to lessen homeowners' tax burden by shifting it to commercial real estate.
After a decline last year, Travis County homeowners should expect a return to rising property taxes - Austin MonitorAustin-area homeowners can expect an average property tax increase of $1,123 this year—an 11% rise, the largest since 2014.
Florida Insurers Have Paid Just Half of Claims From Hurricanes Milton and Helene-Home Insurance CEO Explains WhyFlorida home insurance claims from Hurricanes Milton and Helene reveal only half paid, but context of claim closures matters.
Home Insurance: Is a Large Deductible With Lower Premiums Better Than a Small Deductible With Higher Premiums?Homeowners should carefully consider deductibles and premiums when choosing insurance, with factors like location impacting the decision.
How to File a Home Insurance Claim in the Wake of a Hurricane or Other CatastropheHomeowners need to understand the insurance claim process to effectively recover funds after property damage from disasters like Hurricane Helene.
Florida Insurers Have Paid Just Half of Claims From Hurricanes Milton and Helene-Home Insurance CEO Explains WhyFlorida home insurance claims from Hurricanes Milton and Helene reveal only half paid, but context of claim closures matters.
Home Insurance: Is a Large Deductible With Lower Premiums Better Than a Small Deductible With Higher Premiums?Homeowners should carefully consider deductibles and premiums when choosing insurance, with factors like location impacting the decision.
How to File a Home Insurance Claim in the Wake of a Hurricane or Other CatastropheHomeowners need to understand the insurance claim process to effectively recover funds after property damage from disasters like Hurricane Helene.
How to Hang Anything on Your WallThe article focuses on empowering readers to tackle home-improvement projects themselves, emphasizing skill acquisition and confidence building.
Bathtub Are Being Replaced with Something Far More Practical (and Sleek!)A vast majority of homeowners plan to upgrade or remodel their bathrooms, favoring modern showers over traditional bathtubs.
How to Hang Anything on Your WallThe article focuses on empowering readers to tackle home-improvement projects themselves, emphasizing skill acquisition and confidence building.
Bathtub Are Being Replaced with Something Far More Practical (and Sleek!)A vast majority of homeowners plan to upgrade or remodel their bathrooms, favoring modern showers over traditional bathtubs.
Election 2024: Homeowner's Guide to Ballot Measures-Including One State That Could Eliminate Property Taxes AltogetherVoters in several states will consider ballot measures impacting homeowners, particularly related to property taxes.
UK debt market sell-off threatens to push up mortgage costsHigher mortgage costs are anticipated for nearly 700,000 homeowners as fixed-rate deals end amidst a sell-off in UK's government debt market.
Check Out These Most Affordable Counties with the Lowest Property TaxesProperty taxes are a vital source of funding for local services, but rising costs are impacting homeowners across the nation.
Election 2024: Homeowner's Guide to Ballot Measures-Including One State That Could Eliminate Property Taxes AltogetherVoters in several states will consider ballot measures impacting homeowners, particularly related to property taxes.
UK debt market sell-off threatens to push up mortgage costsHigher mortgage costs are anticipated for nearly 700,000 homeowners as fixed-rate deals end amidst a sell-off in UK's government debt market.
Check Out These Most Affordable Counties with the Lowest Property TaxesProperty taxes are a vital source of funding for local services, but rising costs are impacting homeowners across the nation.
Your Recent Mortgage Statement Holds the Secret to a Big Tax Bonus This YearHomeowners can reduce their taxable income by using Form 1098 for mortgage interest deductions.
Where's My Refund? Here's When Homeowners Can Expect Their Money Back From Property TaxesUnderstanding the difference between standard and itemized deductions can significantly impact tax savings for homeowners.
Your Recent Mortgage Statement Holds the Secret to a Big Tax Bonus This YearHomeowners can reduce their taxable income by using Form 1098 for mortgage interest deductions.
Where's My Refund? Here's When Homeowners Can Expect Their Money Back From Property TaxesUnderstanding the difference between standard and itemized deductions can significantly impact tax savings for homeowners.
Do you live in a Japanese knotweed hotspot? New heatmap reveals the UK areas most impacted by this invasive plantInteractive heatmap launched to track Japanese knotweed across the UK.Helps homeowners identify hotspots to mitigate property damage.Collaborative tool relying on public sightings for accuracy.Wales and western England, particularly Cardiff, are heavily impacted.
Holiday home and property management in France - The Good Life FranceLes Bons Voisins offers peace of mind by managing holiday homes in France, ensuring property maintenance is handled efficiently when owners are away.
Do you live in a Japanese knotweed hotspot? New heatmap reveals the UK areas most impacted by this invasive plantInteractive heatmap launched to track Japanese knotweed across the UK.Helps homeowners identify hotspots to mitigate property damage.Collaborative tool relying on public sightings for accuracy.Wales and western England, particularly Cardiff, are heavily impacted.
Holiday home and property management in France - The Good Life FranceLes Bons Voisins offers peace of mind by managing holiday homes in France, ensuring property maintenance is handled efficiently when owners are away.
ECB delivers fifth rate cut with up to five more to comeECB's rate cut will reduce mortgage repayments for tracker mortgage holders, benefiting approximately 130,000 homeowners.
Latest ECB interest-rate cut good news for tracker mortgage holders - and five more may follow this yearHomeowners nearing fixed-rate term ends may benefit from potential ECB interest rate cuts.
ECB delivers fifth rate cut with up to five more to comeECB's rate cut will reduce mortgage repayments for tracker mortgage holders, benefiting approximately 130,000 homeowners.
Latest ECB interest-rate cut good news for tracker mortgage holders - and five more may follow this yearHomeowners nearing fixed-rate term ends may benefit from potential ECB interest rate cuts.
Is Now the Right Time To Refinance? What You Need To Know Before ApplyingMortgage interest rates are falling, prompting many homeowners to consider refinancing, but they should weigh costs and actual benefits carefully.
Experts say this 'magic mortgage rate' will unlock the housing marketMortgage rates increased back to 6.62%, impacting refinancing interest.The 'magic mortgage rate' to increase sales is below 5.5%.Homeowners are reluctant to sell at current mortgage rates.
Cash-out refi customers largely used proceeds to pay down debtStudent loan balances were less affected by refinancing, declining gradually rather than sharply unlike credit card and auto loan balances.
Is Now the Right Time To Refinance? What You Need To Know Before ApplyingMortgage interest rates are falling, prompting many homeowners to consider refinancing, but they should weigh costs and actual benefits carefully.
Experts say this 'magic mortgage rate' will unlock the housing marketMortgage rates increased back to 6.62%, impacting refinancing interest.The 'magic mortgage rate' to increase sales is below 5.5%.Homeowners are reluctant to sell at current mortgage rates.
Cash-out refi customers largely used proceeds to pay down debtStudent loan balances were less affected by refinancing, declining gradually rather than sharply unlike credit card and auto loan balances.
Homeowners forced to pay $75K to fix newly built estate's 'nightmare' sewage systemResidents in Castor Park spent $75,000 fixing sewage pump issues, facing health fears and financial strain due to inadequate maintenance responsibilities.
US homeowners in disaster-prone states face soaring insurance costsHomeowners are struggling with rising insurance costs driven by climate change, risking uninsurability and financial disaster.
After the fire, the insurance battles: LA victims' ordeal may just be beginningHomeowners affected by California fires face a tough fight with insurance companies over claims, amid rising economic damage estimates.
US homeowners in disaster-prone states face soaring insurance costsHomeowners are struggling with rising insurance costs driven by climate change, risking uninsurability and financial disaster.
After the fire, the insurance battles: LA victims' ordeal may just be beginningHomeowners affected by California fires face a tough fight with insurance companies over claims, amid rising economic damage estimates.
Over 400K mortgages may be underinsured for flood risk: CFPBHomeowners living near rivers are more underinsured against flooding compared to coastal homeowners due to inaccurate flood risk assessments.Over 400,000 homes in the southeast and central southwest are believed to be underinsured for flooding events.
Insurers dropped fire coverage for California homes months ago. Now, wildfires are claiming more houses in Los Angeles.Insurers in California are reducing coverage due to escalating wildfire risks, leaving homeowners vulnerable to rebuilding without insurance.
Los Gatos homeowners risk losing fire insurance - San Jose SpotlightHomeowners in California face uncertainty about wildfire insurance renewals as major insurers like State Farm abandon high-risk areas.
Insurers dropped fire coverage for California homes months ago. Now, wildfires are claiming more houses in Los Angeles.Insurers in California are reducing coverage due to escalating wildfire risks, leaving homeowners vulnerable to rebuilding without insurance.
Los Gatos homeowners risk losing fire insurance - San Jose SpotlightHomeowners in California face uncertainty about wildfire insurance renewals as major insurers like State Farm abandon high-risk areas.
Capital gains tax discourages older homeowners from downsizingRising home prices are leading to increased hesitation among older homeowners due to capital gains tax implications.
Baby boomer homeowners fear losing their properties as they spend down their savingsOlder homeowners face increasing insecurity due to rising costs and a lack of affordable housing options.
Senators launch probe into sale-leaseback company, citing NPR's reportingSenate investigation launched into EasyKnock's sale-leaseback scheme, questioning its impact on vulnerable homeowners after company's abrupt closure.
Home decor: Why you should hire a holiday lights professionalHiring professionals for holiday light installation reduces risks of injuries and electrical issues, as many homeowners struggle with tangled lights and circuit overloads.
An Airbnb owner rejected teens' rental request. They broke in anyway.Lentini's Nantucket home was unexpectedly unharmed after teenagers broke in for a Halloween party, resulting in her relief instead of anger.
Pods vs Liquid vs Powder: Cleaning Pros Reveal Which Comes Out on TopHomeowners in Chicago should choose detergent types—pods, liquid, or powder—based on their unique cleaning needs for optimal cleanliness.
Homeowner's guide to 2024 ballot measures - including one state that could eliminate property taxesHomeowners should weigh the implications of property tax ballot measures, considering both potential savings and the benefits of public services funded by those taxes.
Cloud Rendering's Role in Smart Home VisualizationCloud rendering enhances smart home design by providing immersive, detailed visualizations, allowing homeowners to better imagine their future living spaces.
7 Classic Haunted House Signs You've Been Wrong About All AlongHomeowners often mistake maintenance issues for ghostly occurrences, with 60% suspecting their homes are haunted.
Sagent's Dara: Advancing mortgage loss mitigationSagent's Dara platform modernizes mortgage assistance applications, improving user experience and operational efficiency for mortgage servicers.
120+ Housewarming Gift Ideas for Literally AnyoneGift-giving can ease the anxiety of moving to a new home and celebrate new beginnings.
The Panic About the ParapetsHomeowners in Brownstone Brooklyn are reacting to new mandated parapet wall inspections, triggering confusion and anxiety regarding compliance and inspection legitimacy.
44% of California renters 'not satisfied' with their financesCalifornia renters feel more financially insecure compared to homeowners, with a notable divide in satisfaction and economic outlook.
Rent Burden by City: Where Residents Spend the Highest Share of Income on RentTypical renters spent 31% of their income on rent, highlighting a significant affordability issue compared to homeowners.
44% of California renters 'not satisfied' with their financesCalifornia renters feel more financially insecure compared to homeowners, with a notable divide in satisfaction and economic outlook.
Rent Burden by City: Where Residents Spend the Highest Share of Income on RentTypical renters spent 31% of their income on rent, highlighting a significant affordability issue compared to homeowners.
22 cities where homebuyers and owners will benefit most as interest rates tumbleHome affordability has improved due to declining mortgage rates, encouraging both buyers and owners to reengage with the market.
Half of Homeowners 'Set and Forget' Their Home Insurance-Despite 'Record-Breaking' Year of Extreme WeatherHurricane Helene highlights the risks of complacency among homeowners regarding insurance coverage, as many are underinsured despite increasing extreme weather events.
'End of an era': New owners of iconic Toronto dollhouse give dolls, decorative pieces away | CBC NewsNew homeowners gave away decorative items from the iconic 'dollhouse' to engage the community and raise funds for charity.
New Homes Ombudsman calls for developers to be forced to register in order to protect homeownersAll housebuilders must register with the New Homes Ombudsman to protect homeowners effectively.The New Homes Ombudsman helps address new home issues, but only 50% of homeowners currently benefit.
Large lenders have expanded their digital home equity optionsMortgage lenders are enhancing home equity lending accessibility with digital processes and new options for borrowers.
Letters: True costTree-killing beetles pose not only biological risks but also financial challenges for homeowners in San Jose who maintain street trees.
I'm 45, living in Florida, and my property insurance has skyrocketed - should I move?Homeowners like Greg are facing severe financial strain due to skyrocketing property insurance premiums in Florida.The increase in hurricanes and insurance fraud is driving premium costs up.