Inherited Roth IRA must be withdrawn within ten years; withdrawals are tax-free if open five years. Prioritize paying high‑interest debt and building emergency savings.
U.S. Adults Under 40: Maxing Out Retirement Accounts and Other Smart Money Moves to Ensure a Comfortable Retirement
Adults under 40 should maximize retirement contributions, pay high-interest debt, set clear goals, diversify investments, and build emergency savings for a comfortable retirement.