#borrower-affordability

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Real estate
from24/7 Wall St.
3 days ago

Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

New mortgage originations stay steady as lender standards hold, narrowing the borrower pool toward exceptional credit profiles amid elevated long-term rates and limited payment relief.
Real estate
from24/7 Wall St.
4 days ago

Suddenly, Your Credit Score Needs to Be 775 to Buy a Home And 2026 Buyers Are Squeezed Again

Mortgage originations keep strong credit profiles while the approved borrower pool narrows as long-term rates remain elevated and payments stay painful.
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