Retirementfrom24/7 Wall St.1 day ago4% or 8%, What's The Right Retirement Withdrawal Rule To Live By?Choose a retirement withdrawal rate based on portfolio mix, risk tolerance, and income needs: 4% for conservative portfolios, 8% only with stock-heavy, higher-risk allocations.
Retirementfrom24/7 Wall St.2 months agoThe 8% Retirement Rule: Freedom Sooner or Risk Too High?Withdrawing 8% annually requires 100% stock allocation and carries far more risk than the traditionally recommended 4% rule based on mixed portfolios.