Dave Ramsey's 8% Retirement Rule Debate: Higher Income or Higher Risk?
The 8% rule directs retirees to hold 100% equities and withdraw 8% of the portfolio's starting value annually, adjusted for inflation, relying on sustained high market returns.
4% or 8%, What's The Right Retirement Withdrawal Rule To Live By?
Choose a retirement withdrawal rate based on portfolio mix, risk tolerance, and income needs: 4% for conservative portfolios, 8% only with stock-heavy, higher-risk allocations.
