"I am 67 years old and when people ask me if I've retired yet, my knee jerk response is, 'No I haven't! What's retirement?'"
"I once imagined that somehow I would make such a success of my life that I would be able to retire at 50 or younger, enjoying being a lady that lunches, going on cruises, and doing the odd spot of volunteer work. But I didn't actually have a plan."
"I started my working life as a teacher, got married at 30 then found myself to be a lone parent when my children were 2 and 5, with no family support."
"At 40 I started to pay £100 a month into a private pension. Now I know that I was badly advised and ended up with the children, the mortgage, no pension, and an ex-husband who tried his best not to pay anything at all."
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