My ex-fiancée had a bankruptcy he never told me about. I worked at a car dealership...he said that he thought my credit was good enough to carry us.
Then, we were planning to move to a new location...I was elated he was finally showing me he was going to contribute to the 'us.' It was also intended to be a way to save for the down payment.
I often kept a $10K buffer as an emergency fund...it illuminated how irresponsible but disrespectful he was to me.
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