Refinancing your mortgage means swapping your current interest rate for a new one, particularly if rates have fallen significantly since your original loan.
Now that rates have been falling, we project that millions of people can save big money every month if they're able to refinance.
Even small changes in rates can make a big difference, says Rohit Chopra, director of the Consumer Financial Protection Bureau.
The first step is to do some online research to get a rough idea of how a lower rate could change your monthly payment.
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