"Loud budgeting is about getting clear about financial limits, goals, and priorities, and not being afraid to talk about it," says Ashley Rittershaus, a CFP professional and founder of Curious Crow Financial Planning. The topic of money can feel taboo, she tells Bustle, but this trend is here to flip the script. The encouragement to openly discuss budgeting helps reshape the uncomfortable dynamics around money, making it easier to maintain financial health.
In a viral TikTok posted on Dec. 29 of last year, creator @lukasbattle explained that loud budgeting is the opposite of quiet luxury. "Loud budgeting isn't about 'I don't have enough,' he said in his video, which now has over 180,000 likes. "It's about 'I don't want to spend.'" This perspective shift empowers individuals to prioritize financial goals over social pressures without feelings of guilt.
If you're wondering what loud budgeting looks like in practice, picture yourself turning down a friend's invite to an expensive restaurant while also letting them know why the cost of the outing won't fit with your current financial goals. This approach encourages transparency about finances and allows individuals to assert their budgetary choices in social situations, promoting healthier habits.
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