Mesa has developed a new mortgage model that rewards homeowners with cash back and points on daily expenses like groceries, utilities and mortgage payments.
According to CEO Kelley Halpin, "We've just taken what everybody loves about travel and dining cards to re-contextualize that for the homeowner/parent," aiming to reward home-related spending.
Mesa plans to accelerate points earning with a structure that allows 1 point per mortgage dollar, 2x for groceries, and 3x for home service-related purchases.
The unique card not only offers a cash-back model but also operates independently from the mortgage, with spending limits contingent on credit history and not home equity.
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