DRAKULA IMAGES/Getty Images Personal loan interest rates currently range from roughly 5% to about 36%, and are determined by a wide variety of factors.This is partly due to the fact that in recent months, the Federal Reserve has been trying to combat rising inflation by raising interest rates.At its November 2, 2022 meeting the Fed raised rates by three-quarters of a percentage point to a new target range of 3.75% to 4% - its fourth straight rate hike.
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