A Reddit user expressed confusion regarding the Social Security Administration's online benefits calculator, questioning if estimates were adjusted for inflation. Other users clarified that the calculator displays benefits in today’s dollars. While the online account provides basic estimations and allows for adjustments based on retirement age and projected salary, users seeking to factor in inflation should utilize the full Online Benefits Calculator at SSA.gov, which requires more manual data input for accurate projections, offering a clearer understanding of future benefits.
Many Reddit users clarified to the original poster that the Social Security projection reflects benefits in today's dollars, not accounting for future inflation.
To better understand your Social Security benefits in inflated terms, the Online Benefits Calculator at SSA.gov provides more control over input variables for projections.
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