In the first couple of months this year, thousands of American workers at companies like Google and Twitter have lost their jobs.Interest rates on car loans, credit cards and mortgages are higher than ever, and inflation keeps rising.And the talk of a recession in 2023 hasn't gone away.All of this uncertainty can lead to what personal finance experts call a scarcity mind-set, said Megan McCoy, a professor of financial therapy at Kansas State University.
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