As an early retiree, how much income tax are you really paying on your withdrawals?
Briefly

Early retirees frequently find that drawing income from tax-advantaged accounts like IRAs or 401(k)s is not feasible without penalties, often turning to brokerage accounts instead. These accounts, however, have different tax implications, notably capital gains taxes, which are more favorable when holding investments for longer periods. Couples earning below $96,700 may benefit from a 0% tax rate on long-term capital gains. Financial advisors can play an essential role in strategizing tax-efficient retirement income.
Read at 24/7 Wall St.
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