#retirement-accounts

#retirement-accounts

With an income that has hovered between $60,000 and $80,000 over the last 18 years, this Redditor admits they earn well below the average income in their area. In fact, they realize their income has barely risen, even as others around them have seen more significant financial growth each year. The caveat here for this Redditor is that they began investing from the moment they started working, all while living below their means.

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If you're counting on Medicaid to pay for long-term nursing home care, the funds in your IRA may impact eligibility for coverage.

Mr. Furmaniuk expressed that if his aunt had designated beneficiaries directly on her I.R.A.s, the complicated paperwork and hassle he endured would have been avoided.