As Social Security approaches its 90th anniversary, it continues to be a crucial support system for older Americans. Anticipated changes for 2026 include a cost-of-living adjustment (COLA) tied to inflation, with predictions estimating a decrease to 2.4% from the previous year’s 2.5%. Additionally, the earnings-test limit, which restricts how much seniors can earn while collecting benefits before reaching full retirement age, is expected to rise. These adjustments could significantly impact the financial stability of retirees and those still in the workforce as rules evolve annually.
Social Security recipient benefits often adjust annually, with predictions for a 2.4% cost-of-living adjustment in 2026, despite ongoing inflation concerns.
The earnings-test limit influences how much income seniors can earn while drawing Social Security benefits before reaching full retirement age, affecting potential revenue.
Social Security, nearing a century old, continues to evolve, with potential adjustments in benefits and income thresholds impacting millions of Americans.
As we near 2026, expect changes like cost-of-living increases and alterations to the earnings-test limit which affect both retirees and current workers.
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