In 2026, the full retirement age for Social Security will transition from 66 years and 10 months to 67 years for those turning 66 that year. This change, a result of reforms instituted in 1983, signals a shift that will not be repeated unless Congress intervenes. Previously, retirees reaching 66 between 2009 and 2020 experienced varied full retirement ages, but 2026 is notable as it marks a definitive shift for all future retirees now needing to adapt their claiming strategies accordingly.
The big change to Social Security that is coming in 2026 is a change to the full retirement age, which will affect all future retirees.
In 2026, anyone turning 66 will see their full retirement age change to 67, requiring them to wait an extra two months to file for benefits.
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