There are also plans in place for the government-sponsored enterprises (GSEs) to transition to two credit reports from the national consumer reporting agencies within a year, as opposed to three, in an approach called bi-merge rather than tri-merge.During the House Financial Services Committee hearing on Tuesday titled FHFA Oversight: Protecting Homeowners and Taxpayers, Thompson was asked about the proposed bi-merge change by members who expressed concern about potential impacts on people in their districts.
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