As insurers adjust their risk models on ravaged parts of LA previously thought to be at low wildfire risk, many rebuilding homeowners may find it hard to secure policies.
The housing supply is dropping while demand surges, particularly impacting high-end rental and sales markets, as those with means seek quality temporary housing.
Middle-class residents are likely to seek rentals due to financial constraints after losing their homes, leading to landlord opportunism despite protective laws.
Homeowners rebuilding may invest in flame-resistant materials to mitigate future wildfire risks, but these upgrades come with significant costs.
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