The well-understood yet unresolved problem of the five-week delay in accessing Universal Credit payments continues to hole vulnerable people's finances below the waterline.
The dismal triple lock of the two-child benefit cap, the overall benefit cap and freezes to housing benefit is trapping the poorest people in our society in a cycle of despair.
Around two-thirds of working families on universal credit are struggling to buy food or pay for energy and other essentials.
Since food bank usage began to soar in the 2010s, reports have chronicled the rise of an underclass... humiliated, marginalised and impoverished by punitive policymaking.
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