Conflicting federal policies may cost residents more on flood insurance, and leave them at risk
Briefly

‘The quandary has persisted for years, though federal officials have been warned of its implications. Federal dam information sharing procedures costs communities points, homeowners money, and potentially citizens lives.’ A California emergency services official emphasized the dire consequences of inadequate information sharing regarding dam failures during a January 2020 presentation to FEMA's National Dam Safety Review Board. This long-standing issue highlights the interplay between national security measures and public safety, impacting how communities assess and mitigate flooding risks.
‘To get the best discount on flood insurance, the Federal Emergency Management Agency's points-based rating system requires communities to chart all the homes, businesses and critical facilities endangered by a potential dam failure and warn people of their risk.’ This requirement illustrates the inconsistencies faced by communities in flood-prone areas, where essential data about potential dangers can be inaccessible due to federal restrictions on dam information, ultimately leading to higher insurance costs and increased risk.
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