#flood-insurance

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Over 400K mortgages may be underinsured for flood risk: CFPB

Homeowners living near rivers are more underinsured against flooding compared to coastal homeowners due to inaccurate flood risk assessments.
Over 400,000 homes in the southeast and central southwest are believed to be underinsured for flooding events.
#disaster-recovery

Thousands of uninsured homes were in Hurricane Helene

The lack of flood insurance in inland counties significantly exacerbates the aftermath of Hurricane Helene.

Why Helene Caught So Many Residents Off Guard

Many survivors lack flood insurance, hindering their rebuilding efforts after Hurricane Helene.

Explainer: What happens to your mortgage after a disaster?

Homeowners should not make mortgage payments if their home is significantly damaged, relying primarily on insurance for relief.

Thousands of uninsured homes were in Hurricane Helene

The lack of flood insurance in inland counties significantly exacerbates the aftermath of Hurricane Helene.

Why Helene Caught So Many Residents Off Guard

Many survivors lack flood insurance, hindering their rebuilding efforts after Hurricane Helene.

Explainer: What happens to your mortgage after a disaster?

Homeowners should not make mortgage payments if their home is significantly damaged, relying primarily on insurance for relief.
moredisaster-recovery

Housing trade groups call on Congress for flood insurance reform

Congress must pass a long-term reauthorization of the NFIP to ensure stability in flood insurance coverage as short-term extensions persist.
#climate-change

How a friend's flood damage could affect your climate change preparedness

Social connections influence perceptions of climate change and drive spending on natural disaster protection.

Climate risk is rising. It calls for a rethinking of home insurance coverage

Congress is reforming NFIP to prioritize mitigation and prevention over disaster recovery.

98 Percent of Households Flooded by Hurricane Helene Won't Get Insurance Payouts

Hurricane Helene's aftermath reveals a critical lack of flood insurance in affected Southeast regions, complicating recovery efforts for countless households.

Hurricanes can turn a house from asset to liability

Flood damage transforms houses from assets to liabilities for homeowners, particularly highlighted during hurricane seasons.
Only a small percentage of Americans carry flood insurance, facing rising costs amidst climate-related risks.
FEMA's flood insurance program is significantly underfunded, burdening homeowners without adequate private market solutions.

How Project 2025 Would Treat Hurricane Helene Survivors

The blueprint for a potential second Trump administration proposes drastic reductions in federal disaster aid and flood insurance, affecting disaster recovery for vulnerable communities.

How a friend's flood damage could affect your climate change preparedness

Social connections influence perceptions of climate change and drive spending on natural disaster protection.

Climate risk is rising. It calls for a rethinking of home insurance coverage

Congress is reforming NFIP to prioritize mitigation and prevention over disaster recovery.

98 Percent of Households Flooded by Hurricane Helene Won't Get Insurance Payouts

Hurricane Helene's aftermath reveals a critical lack of flood insurance in affected Southeast regions, complicating recovery efforts for countless households.

Hurricanes can turn a house from asset to liability

Flood damage transforms houses from assets to liabilities for homeowners, particularly highlighted during hurricane seasons.
Only a small percentage of Americans carry flood insurance, facing rising costs amidst climate-related risks.
FEMA's flood insurance program is significantly underfunded, burdening homeowners without adequate private market solutions.

How Project 2025 Would Treat Hurricane Helene Survivors

The blueprint for a potential second Trump administration proposes drastic reductions in federal disaster aid and flood insurance, affecting disaster recovery for vulnerable communities.
moreclimate-change
#storm-damage

Hurricanes refocus attention to scarcity of flood insurance in high-risk Florida

Hurricanes Helene and Milton exposed the urgency for flood insurance among Florida homeowners due to low coverage rates and significant storm damage.

What Long Islanders need to know about insurance coverage after a storm

Homeowners generally need separate flood insurance to cover storm damage, as standard policies often do not include flood-related losses.

The vast majority of California flood victims' losses won't be covered by insurance

Many homeowners in California affected by the recent storms had no flood insurance coverage.
Even those with flood insurance may not be fully covered due to policy limits.

Hurricanes refocus attention to scarcity of flood insurance in high-risk Florida

Hurricanes Helene and Milton exposed the urgency for flood insurance among Florida homeowners due to low coverage rates and significant storm damage.

What Long Islanders need to know about insurance coverage after a storm

Homeowners generally need separate flood insurance to cover storm damage, as standard policies often do not include flood-related losses.

The vast majority of California flood victims' losses won't be covered by insurance

Many homeowners in California affected by the recent storms had no flood insurance coverage.
Even those with flood insurance may not be fully covered due to policy limits.
morestorm-damage
#real-estate

I spent $1.25 million on a 'hurricane-proof' home in Hurricane Milton's path. I'm not evacuating.

William Fulford believes his $1.25 million home is 'hurricane-proof' and prefers staying during storms rather than evacuating.

Zillow adds climate risk data to home listings as threats rise

Hurricane Helene's insured losses surpass $6 billion, but uninsured losses are significantly higher due to lack of flood insurance in North Carolina.

A 'man-made disaster' could make it trickier to buy or sell a home in some areas this fall, real estate expert says

The Federal Reserve's potential interest rate cut may be overshadowed by the imminent reauthorization challenge of the National Flood Insurance Program affecting home buyers and sellers.

I spent $1.25 million on a 'hurricane-proof' home in Hurricane Milton's path. I'm not evacuating.

William Fulford believes his $1.25 million home is 'hurricane-proof' and prefers staying during storms rather than evacuating.

Zillow adds climate risk data to home listings as threats rise

Hurricane Helene's insured losses surpass $6 billion, but uninsured losses are significantly higher due to lack of flood insurance in North Carolina.

A 'man-made disaster' could make it trickier to buy or sell a home in some areas this fall, real estate expert says

The Federal Reserve's potential interest rate cut may be overshadowed by the imminent reauthorization challenge of the National Flood Insurance Program affecting home buyers and sellers.
morereal-estate
#hurricane-helene

Hurricane Helen is exposing the broken flood insurance system

Flood insurance coverage is critically low in North Carolina, with only 2.6% of properties covered, raising concerns about preparedness for climate-related flooding.

A majority of North Carolina homeowners didn't have flood insurance. Then Helene hit.

Hurricane Helene caused severe flooding in western North Carolina, highlighting the critical lack of flood insurance coverage among residents.

Hurricane Helen is exposing the broken flood insurance system

Flood insurance coverage is critically low in North Carolina, with only 2.6% of properties covered, raising concerns about preparedness for climate-related flooding.

A majority of North Carolina homeowners didn't have flood insurance. Then Helene hit.

Hurricane Helene caused severe flooding in western North Carolina, highlighting the critical lack of flood insurance coverage among residents.
morehurricane-helene
#federal-policies

Why federal policies are costing residents more on flood insurance

Conflicting federal policies hinder effective flood insurance risk assessment and community awareness regarding upstream dam dangers.
Federal security measures obstruct vital information sharing, risking lives and increasing insurance costs for residents in flood-prone areas.

9/11-era security measures and climate change put thousands at risk from dams

Conflicting federal policies hinder flood risk awareness, leading to potential higher costs and increased danger for residents in flood-prone areas.

Conflicting federal policies may cost residents more on flood insurance, and leave them at risk

Conflicting federal policies may increase flood insurance costs and endanger lives by limiting access to critical dam safety information.

Why federal policies are costing residents more on flood insurance

Conflicting federal policies hinder effective flood insurance risk assessment and community awareness regarding upstream dam dangers.
Federal security measures obstruct vital information sharing, risking lives and increasing insurance costs for residents in flood-prone areas.

9/11-era security measures and climate change put thousands at risk from dams

Conflicting federal policies hinder flood risk awareness, leading to potential higher costs and increased danger for residents in flood-prone areas.

Conflicting federal policies may cost residents more on flood insurance, and leave them at risk

Conflicting federal policies may increase flood insurance costs and endanger lives by limiting access to critical dam safety information.
morefederal-policies
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