When to quit working, take Social Security, and focus on yourself: Older Americans share their regrets about navigating retirement.
Briefly

"I don't think I thought about retirement until probably the last 10 years, and it's because I don't have kids or anybody that I could rely on."
"Regrets included retiring too early, taking Social Security benefits prematurely, and draining retirement savings too quickly."
Read at Business Insider
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