We're in our early 40s and already have $1 million in our 401(k) - is it a bad idea to start decreasing the amount we contribute?

"The couple, both earners with a combined income of about $375,000 annually, face the dilemma of continuing to max out their 401(k) contributions or reallocating those funds into a brokerage account to better diversify their investments."

"Currently, 80% of their net worth is tied up in retirement accounts, which raises a significant question about liquidity and financial flexibility as they aim to retire in just ten years."

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