Should you switch from travel rewards cards to cash back?
Briefly

Since then, I've earned and redeemed tens of thousands of dollars in free and inexpensive trips, including jaunts around the world, all-inclusive island getaways, and priceless experiences with my kids.
As a result, I had amassed well over a million points and miles across a dozen rewards programs. Each time I wanted to book a trip, I'd strategize the best way to use my airline miles.
I got to the point where I was regularly canceling travel plans just to avoid the anxiety.
While some situations made the decision easy, others were more complicated, and my overthinking and indecision made the process nearly unbearable at times.
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