For the couple contemplating their future, they must weigh the benefits of transferring their substantial IRA funds into a Traditional 401(k) against potential advantages of waiting until their target FIRE age, factoring in the intricacies of tax implications and investment options.
In delving into the nuances of retirement planning, especially for early retirees like this couple, it becomes essential to consider both immediate financial strategies and long-term fiscal health, which may involve feeling out various retirement accounts' potential performances alongside each other.
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