Ramit Sethi says this strategy is the best way to invest your money if you never want to have to worry about it

"A target-date fund is a single investment designed to grow with you as you approach retirement. It's named for the year you plan to retire, such as a Vanguard 2050 Fund or Fidelity 2050 Fund. These funds automatically adjust their allocation over time based on risk. For instance, it starts with more aggressive investments and gradually shifts to safer ones."

"Ramit recommends one of these target-date funds for three reasons: Simple and Accessible, Automatically Diversified, and Hands-Free Contribution. You only need to choose one fund... this diversification is automatic and doesn't require your input."

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