The Reddit user discusses whether his $38,000 monthly spending is reasonable against his income. Despite spending around 60% of average American yearly income, his fixed costs total $27,448, and he has a high monthly income of $133K, yielding a post-tax income of $80,000. His discretionary spending adds another $10,488, yet he savers 42% of his income, demonstrating financial control. The situation depicts that high expenses can be justified if they remain within one's financial capacity and savings goals.
The OP's monthly expenses sum up to $38,000, accounting for fixed and discretionary costs, yet he still manages to save over 40% of his high income.
Despite substantial monthly costs, the OP maintains a significant savings rate, indicating some level of financial control and prioritization in spending.
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