My wife's new job offers a whopping 25% 401(k) match - should we max it out?

Employers offering a 401(k) match can significantly boost retirement savings, but be aware of contribution limits and personal financial capacity before diving in.

While a 25% match on 401(k) contributions can be incredibly beneficial, higher earners need to recognize annual contribution limits may restrict the full benefit of such a generous match.

Contributing to a 401(k) should be seen as a valuable opportunity for free money, but individuals must carefully assess their financial situation to truly benefit from high matching rates.

Ultimately, the key is to optimize your contributions while being realistic about your financial capabilities, ensuring you're making the most of your employer's offers without straining your budget.

Read at 24/7 Wall St.