My spouse and I are in our 50s with a $3.1 million retirement portfolio and are looking to retire in 2026 - should we pull back on saving so much money?

"Slowing down retirement contributions right before retirement isn't the best move, as your taxable income is still at its highest. Continuing contributions maximizes tax deferral benefits."

"Homeowners who want to spend on appliances before they retire may want to look into a HELOC instead of reducing their 401(k) contributions. This preserves retirement savings while allowing for necessary home upgrades."

Read at 24/7 Wall St.