Starting a 529 plan before having children demonstrates extraordinary foresight and responsibility, allowing parents to ensure a financial cushion for their future kids' education.
The Redditor, already preparing for future college expenses, illustrates a proactive approach by opening a 529 plan and becoming beneficiaries until children are born.
With a goal to save over $400,000 per child for their future education, the couple exemplifies a solid financial foundation including an emergency fund and retirement savings.
Seeking the right monthly contribution for the 529 plan shows the Redditor's commitment to strategically plan their finances well in advance of parenthood.
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