My employer offers a mega backdoor Roth IRA - how can we maximize our contributions?

Maximizing your company match should be a priority, followed by diversifying contributions between pre-tax and Roth accounts to enhance retirement savings.

Experts recommend prioritizing contributions to a pre-tax 401(k) over a Roth 401(k), as most people expect to be in a lower tax bracket at retirement.

The community on r/fatFIRE largely affirmed that maximizing pre-tax contributions is generally favorable, given the anticipation of lower withdrawal tax rates during retirement.

While the majority agree on maximizing pre-tax contributions, it's important to consider individual circumstances, as personal tax situations can vary significantly.

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