The OP faces a dilemma about his wife staying home with their children, pondering if their current net worth can sustain the family's finances on reduced income.
With $5.3 million and a substantial investment portfolio, the OP holds an impressive amount of assets, likely clarifying their future financial sustainability.
Despite a potential drop in household income to $220K, the OP's investments may continue to grow, alleviating concerns about financial stability.
Although both OP and his wife wish for a parent at home, the effective management of their considerable net worth might offer reassurance towards this decision.
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