I'm 21, never missed a credit card payment, and prefer it over debit cards - am I on the right track?
Briefly

The debate between credit and debit cards continues, with credit cards providing more purchasing power and better fraud protection, while debit cards help with financial discipline.
For some, the fear of debt makes debit cards the preferred choice, as their financial discipline leads to avoiding overspending and sticking to budgetary limits.
Read at 24/7 Wall St.
[
|
]