I was disciplined with credit cards until a trip to Japan - peer pressure led me to overspend. Should I cut up my cards?
Briefly

Irresponsible use of credit cards can lead to significant financial burdens, especially if individuals fail to manage their spending habits and accumulate debt that exceeds their savings.
While credit cards offer benefits such as cash back and travel points, their misuse can lead to costly debt. Individuals must be disciplined to enjoy these perks without falling into financial trouble.
Read at 24/7 Wall St.
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