Sally faced a credit card denial despite having a 'very very good' credit score around 700, leading her to question the reasons for the rejection.
Credit card denials often stem from factors like minimal credit history and individual card requirements, making the approval process opaque to many consumers.
When facing a credit denial, becoming an authorized user on a friend or family member's card can be an effective strategy to build credit.
Understanding credit scoring and the unique criteria of each card issuer can empower applicants like Sally to make informed decisions about future applications.
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