The third Monday in January is known as the most depressing day of the year due to a combination of bad weather, stretched finances and failed New Year's resolutions.
Half of Brits said clearing debts would help banish the Blue Monday blues, showing that financial concerns greatly impact mental wellness during this time.
Nearly a third of Brits said the thing that would cheer them up the most was knowing they weren't paying over the odds on their heating, electricity and mortgage.
It's hardly surprising so many people are constantly worried about money in January after an expensive Christmas, making financial planning a priority for many.
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