Torrential rains from Hurricane Helene wreaked havoc on western North Carolina, devastating communities and uprooting businesses, while rainfall reached as high as 31 inches in some areas.
In North Carolina, only about 2.6% of properties have flood insurance, leaving many unprotected and facing significant financial burdens due to the severe flooding.
Experts warn that the devastating impact of floods is exacerbated by the assumption that many people are not at risk, contributing to low flood insurance coverage.
Federal disaster assistance can help homeowners with mortgage and bill payments, but those without flood insurance face significant financial challenges after such disasters.
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