"I recently took out loans so I could go on a vacation. I know that sounds financially irresponsible, but I hadn't gone anywhere in 10 years. I work paycheck to paycheck, and I needed a break from working all the time. For a moment, the trip made me feel human again, rested in a way I haven't felt in years. Now that I'm home, reality has set in. I'm overwhelmed by guilt and anxiety about the debt I added to my already tight finances."
"Rather than spiraling out about how much money you spent, focus on the future. What can you do today to help improve your quality of life? While you cannot afford regular vacations, you can do things to take care of yourself. Schedule in some type of physical activity each week. Find free events in your town. Put yourself in social environments so that you can have a little fun."
A person took out loans to fund a long-awaited vacation after ten years without travel and briefly felt rested and human again. Returning home produced overwhelming guilt and anxiety about added debt and tight finances. The person replayed the decision, questioned selfishness, and feared losing necessary relief if future breaks were avoided. Advice encouraged abandoning self-blame and focusing on the future, asking what actions can improve quality of life now. Practical suggestions included scheduling regular physical activity, seeking free local events, engaging socially for enjoyment, and mapping a repayment and income strategy. The guidance concluded with an exhortation to stop fretting and live life.
Read at www.mercurynews.com
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